Banking, funding and due diligence
Financial information prepared for banks, investors and transactions
We prepare the financial information, models and documentation lenders, investors and counterparties actually request — consistent, reconciled, and able to withstand follow-up questions.
Financial information that is credible, internally consistent and decision-ready.
Ready for the next question.
Credible information for lenders and investors
The problem
Where diligence readiness breaks down
- Historic books and projections don't reconcile with each other.
- Assumptions behind the numbers are undocumented.
- Lender or investor queries take too long to answer.
- There's no organised data room.
- Working-capital requirements are poorly explained.
Banking support
- Project report and financial projections.
- CMA data preparation.
- Working-capital assessment.
- Stock statements and drawing-power workings.
- Loan renewal and covenant reporting support.
Funding support
- Investor financial model.
- Use-of-funds and runway analysis.
- Investor reporting pack.
- Financial inputs for pitch decks.
- Data-room setup and query management.
Transaction support
- Financial and commercial due-diligence support.
- Quality-of-earnings and working-capital analysis.
- Liability and compliance-data review.
- Acquisition modelling and post-deal integration support.
5th Quadrant prepares financial information, models and documentation. It does not approve loans or investments, and does not issue certificates reserved for a practising Chartered Accountant or Registered Valuer.
Practical outputs
What you receive
- Project report and projection model.
- CMA data working.
- Working-capital and debt-service analysis.
- Investor model and reporting pack.
- Data-room index and query tracker.
- Management due-diligence findings and action list.
Ask us for our Bank and Investor Data-Room Checklist when you get in touch.
Evidence
Evidence, not assertion
Anonymised sample deliverables and case studies for this service are in preparation. Ask us for examples relevant to your industry, and we will take you through our review controls, reporting frequency and the roles accountable for each.
Industries
Where this service does the most work
The industries that rely on it most come first. It is available to every industry and trade below.
Every other industry
Trades where this service leads
Manufacturing
Pharmaceutical and life sciences
Real estate and construction
Export-oriented and SEZ units
Financial services and fintech
Renewable energy and clean technology
Food processing and FMCG
Trading and distribution
Frequently asked questions
What information is needed for a bank project report?
Historical financials, the business plan behind the funding request, and assumptions for the projection period — we help assemble and reconcile all of it into the format your bank expects.
What is CMA data?
Credit Monitoring Arrangement data — a structured format Indian banks use to assess working-capital and term-loan proposals, built from your historical and projected financials.
Can 5th Quadrant guarantee loan approval?
No. We prepare credible, well-documented financial information; the lending decision is made solely by the bank or financial institution.
Can 5th Quadrant build an investor financial model?
Yes, including use-of-funds, runway and scenario analysis suitable for investor conversations.
What is included in financial due-diligence support?
Quality-of-earnings analysis, working-capital review, and organising the liability and compliance data a buyer or investor's diligence team requests.
Can 5th Quadrant issue net-worth, turnover or statutory valuation certificates?
No. Certificates required by a bank, scheme, investor or law must be issued by the specified eligible professional — typically a practising Chartered Accountant or Registered Valuer — coordinated through us where needed.
The connected picture
Build the next layer.
Fractional CFO services
Senior financial leadership applied to cash, planning, profitability and board-level decisions — an advisory and operating layer above your existing team rather than a replacement for it.
Learn more →MIS and financial planning
We convert accounting data into reporting, forecasts and dashboards a non-financial manager can act on without interpretation.
Learn more →Costing and profitability
We establish true cost, contribution and profitability by product, customer, project, service or channel — frequently a different picture from the one revenue alone suggests.
Learn more →